高息贷、暴力催收，万惠及贷问题频出

实际上，根据和讯网调查发现，及贷不仅是在校园贷出现了问题，在非学生的用户群体也屡次发生高息、暴力收税、阴阳合同等违规行为。

据梁女士表示，她在“及贷”贷款34500元，共12期，每期还3735.43元，已还4期(共已还14941.72元)，但帐户却显示还要还29883.44元)，利率已超国家规定的利率的百分之七百。

另一位蒋先生投诉称，他于2019年6月1日在及贷APP上借款7000元整，分6期偿还，当时看不到任何合同内容，放款之后才看到每月还款金额，经过蒋先生的核算，他发现借7000元六个月要还利息2465.99元。

消费者对及贷的投诉还远不止此，另有大量用户投诉及贷存在暴力催收的现象。

及贷用户谢女士投诉道，“已经跟其解释、现在破产、遇到了问题。别人骗了现在没钱，自己身体也出现了问题，情况比较困难。他们还不听，一直威胁我要一一发短信让所有的亲朋好友知道，影响我的声誉。”

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